• DYE CULIK PC | Consumer Protection Division

Consumers’ Brief Filed in Massachusetts Class Action Against LVNV Funding

Updated: Jan 22


LVNV Funding engaged in illegal collection practices, Culik Law (now DYE CULIK PC), along with co-counsel, has filed a brief in the Massachusetts Supreme Judicial Court.

Consumers’ Brief Filed in Massachusetts Class Action Against LVNV Funding
Consumers’ Brief Filed in Massachusetts Class Action Against LVNV Funding

Under Massachusetts law, debt collectors must first obtain a license from the Division of Banks before they may engage in debt collection. LVNV, however, had no license, yet collected from and sued thousands of Massachusetts consumers.


LVNV contends it is exempt from the collection license requirement. Culik Law, however, has argued that the plain language of the debt-collection law requires all companies like LVNV to get a license.


In the lower court, LVNV lost on the issue of whether it was required to get a license. The case was then appealed to the Appeals Court, and is now with the Massachusetts Supreme Judicial Court. The brief contains detailed explanations of the arguments for why LVNV’s collection activity is illegal and violates the Consumer Protection Act.


A copy of the brief is here: Appellees’ Brief in Dorrian v. LVNV Funding

A decision is expected sometime in 2018. In the meantime, the issue of whether debt collectors may collect without a license may continue to be litigated in the lower courts.

For instance, Culik Law continues to defend against collection cases brought by companies like LVNV Funding, Midland Funding, Portfolio Recovery Associates, to name a few.


If you are subject to debt lawsuits or other debt collection, contact us at DYE CULIK PC to see if we can help. DYE CULIK PC is a consumer protection law firm located in Boston, Massachusetts and Charlotte, North Carolina. Our attorneys represent consumers and advocate for them against debt collectors.